Purchasing a home is a significant milestone, and while it can feel overwhelming, it’s also an exciting journey. Mortgage pre-approval is one of the most crucial steps in this process. Think of it as your ticket to the housing market—proof to
Jan 02, 2025 | Purchasing a Home
For many aspiring homeowners, upfront costs like down payments and closing fees can seem like insurmountable obstacles. FHA gift funds offer a practical solution, allowing you to receive financial help from approved sources to ease your path to homeowners
Dec 31, 2024 | Purchasing a Home
Starting the process of buying a house is an exciting journey full of opportunities and dreams. Here are some tried-and-true methods to make sure you locate a house that brings you joy long after you've unpacked the boxes, as you prepare to make what may
Dec 26, 2024 | Purchasing a Home
Loan limits for 2025 are rising, opening up new possibilities for homebuyers across the nation. These limits, set by the Federal Housing Finance Agency (FHFA), determine how much you can borrow without stepping into jumbo loan territory. This year, they&r
Dec 19, 2024 | Purchasing a Home
There are an array of mortgage loans designed to fit the needs of the majority of borrowers. But what if you don't fit into the majority for one reason or another? This is where Non-Qualified Mortgage (Non-QM) loans come into the spotlight. These aren&rsq
Dec 17, 2024 | Purchasing a Home
Navigating mortgage options can seem overwhelming, but understanding the key types of loans available can simplify the process and help you make an informed decision. Here’s a clear breakdown of the top five mortgage loans to help you choose the one
Dec 10, 2024 | Purchasing a Home